Checking out your local library for free entertainment. Your library card isn’t just a pass to check out books made from dead trees. Plenty of free library apps allow you to access ebooks, movies, music and more without paying a cent.
No one wants to pay more for exactly the same thing. Yet so many of us do with our gas and electricity bills, car insurance and mobile phone contracts.
Check the fees levied by your bank for overseas ATM withdrawals, before you go. They’ll be set out in your terms and conditions document, or you can ask someone in your local branch to help find the information you need.
If you’ve cut everything you can and still can’t save, it’s time to find ways to make extra money. Switching to a higher-paying job isn’t always realistic, but you can still take on a side hustle, find a work-from-home job you can do part-time or make extra cash selling stuff sites.
One of the best ways to save money is to look carefully at gym memberships, streaming services, subscription boxes and anything else that you automatically pay for each month.
The best checking account for you will depend on your financial circumstances; for example, whether you have a large enough balance to qualify for a premium account that will carry international ATM reimbursement, in addition to various other benefits.
Shopping around for a better deal is easy and could save you hundreds of pounds. Comparison sites make it simple to find the best deals and can give you negotiating power with your current providers.
Travel rewards cards often fall into this category, offering additional perks such as airline miles or logement points alongside fee-free foreign transactions. This savvy choice can significantly reduce your expenses.
Travel-friendly credit cards are built to accommodate frequent international travellers. These cards often come with features that help cardholders avoid foreign transaction fees.
Apply for an exception First make sure you have applied for the basic grant. Then you can apply for an exception if you can’t register on a different address than your parents’.
Don’t forget about the expenses you don’t encounter every month, like holiday gifts, or annual expenses such as your car registration costs.
You can also switch your sofa account and get paid in cash to do so. Some banks are currently offering up to £200 bonus for new customers who move to them. However, all ofwel these deals come with Ts&Cs, so check that you will be eligible.
Getting free stuff just for being born. You can score tons of birthday freebies if your big day kan zijn coming up — often not just on your actual birthday, but any time during your birth month.
When comparing cards, consider the annual fee, additional travel benefits, and whether the card provider offers rewards for international travel finance purchases. Sites like NerdWallet, The Points Guy, or Bankrate provide detailed comparisons of the best travel credit cards, allowing you to make an informed decision based on your needs.